Alabama Personal Lines Producer Course Outline

01. Introduction
- Course Preface – Welcome!
02. The Insurance Contract
- What is Insurance?
- Characteristics of Insurance Contracts
03. Insurers, Hazards, and Risks
- Types of Insurers
- Alabama Surplus Lines
- Hazards & Risks
- Types of Hazards & Fraud
- Risk Management
- Underwriting & Rating
04. Cause, Loss, and Other Important Terms
- Important Terms
- Cause & Loss
05. Insurance Claims
- Interest, Subrogation, & Claims
- Valuation, Deductibles, & Coinsurance
06. Basics of Liability Insurance
- Liability Insurance & Policy Limits
- Liability & Law
07. Insurance Policy Provisions
- Common Policy Provisions
08. Agent Roles & Responsibilities
- The Agent & Authority
- What is an Agent?
09. Homeowners & Dwelling Insurance
- The Standard Fire Policy
- The Homeowners Policy
- Fortified Alabama Homes
- The Dwelling Policy
10. Personal Auto Insurance
- Personal Auto Policy
- Alabama Auto Laws
11. Watercraft & Flood Insurance
- Boatowners Coverage
- Flood Insurance
12. Licensing & Insurance Regulation
- Alabama Insurance Regulation