Texas Personal Lines P&C Exam Prep Course Outline

Section 1: Introduction
  • Course Preface – Welcome!
  • Taking This Course
Section 2: The Insurance Contract
  • What is Insurance?
  • Characteristics of Insurance Contracts
Section 3: Insurers, Hazards, and Risks
  • Types of Insurers
  • Hazards & Risks
  • Types of Hazards & Fraud
  • Risk Management
  • Underwriting & Rating
Section 4: Cause, Loss, and Other Important Terms
  • Important Terms
  • Cause & Loss
Section 5: Insurance Claims
  • Interest, Subrogation, & Claims
  • Valuation, Deductibles, & Coinsurance
Section 6: Basics of Liability Insurance
  • Liability Insurance & Policy Limits
  • Liability & Law
Section 7: Insurance Policy Provisions
  • Common Policy Provisions
Section 8: Agent Roles & Responsibilities
  • The Agent & Authority
  • What is an Agent?
Section 9: Homeowners & Dwelling Insurance
  • The Standard Fire Policy
  • The Homeowners Policy
  • TX Homeowners Supplement
  • The Dwelling Policy
Section 10: Flood & Watercraft Insurance
  • Flood Insurance
  • Boatowners Coverage
Section 11: Personal Auto Insurance & Liability
  • Personal Auto Policy
  • TX Personal Auto Laws
  • Umbrella & Excess Liability
Section 12: Inland Marine Insurance
  • Inland Marine Insurance
Section 13: Insurance Fraud & Ethics
  • Fiduciary Duty & Ethics
  • TX Unlawful and Unfair Practices
  • Insurance Fraud
  • Fraud & False Statements
  • TX Insurance Rules and Regulations
  • TX Residual Markets
Section 14: TX Practice Exam
  • TX Practice Exam
Section 15: Applying for your producer license: Step-by-Step
  • Applying for your TX license