To become an insurance agent and sell insurance in Georgia, you need to get licensed. Our step-by-step guide offers detailed instructions for obtaining and maintaining your license. We’ve also included information on renewal and reciprocity so you’ll have everything you need to start an exciting new career as an insurance agent. Keep reading to learn details on the following steps.
- Prepare for the Georgia state insurance exam
- Register for and pass the state exam
- Submit the Citizen Affidavit form
- Submit application and background check
- Stay compliant and renew your license
Let’s get started!
#1: Take an Approved Georgia Insurance Pre-licensing Course
The state requires you to complete an approved pre-licensing course before you can register and take the state adjuster exam. Our Georgia Insurance Pre-Licensing Courses satisfy the mandatory pre-licensing requirement and will effectively prepare you to pass the state agent exam.
You have two options regarding insurance licenses in Georgia since all other lines are contained within these two: Property and Casualty Lines or Life and Health Lines. You can get just a Property Lines license or just a Personal Lines license, but we always recommend getting a Property & Casualty Lines license because it covers more lines of authority, including Personal Lines, giving you more options to sell.
Every All-Lines course has been rigorously prepared and is regularly updated. Our online classroom allows you to print reference materials, take practice tests, and even create your own quizzes to help with subjects you are struggling with. Once you’re consistently making 90% on your practice tests and passing all the quizzes with flying colors…it’s exam time!
#2: Register for and Pass the Georiga Insurance Exam
When you’re ready to take the exam, register through Pearson VUE. Make sure you register for the exam that corresponds to your pre-licensing course.
- Candidates are given 150 minutes to take the Property & Casualty exam and 120 minutes to take the Personal Lines exam
- Detailed information on Pearson VUE’s testing policies, procedures, and scoring methods are available in the Candidate Handbook
#3: Submit the Citizen Affidavit Form
New license applicants are required to submit a notarized Citizenship Affidavit Form (GID-276-EN) attesting to either United States citizenship or lawful presence. A copy of the required form, along with instructions for completing the form, can be downloaded from the Georgia Insurance Department’s website at https://oci.georgia.gov/citizenship-affidavit. The completed and signed form and a copy of the front and back of one of the secure and verifiable identification documents listed on the form must be submitted with the online license application.
#4: Submit Application and Fingerprints for Your Georgia Agent License
Georiga requires applicants to submit their license application before they get fingerprinted. You may apply for your license online through either Sircon or the National Insurance Producer Registry. Make sure you are applying for the insurance license you tested for.
After submitting your application, obtain a fingerprint background check from Fieldprint. When signing up for your appointment, select the OFFICE OF INSURANCE SAFETY FIRE COMMISSIONER box. You can find step-by-step instructions on the Georgia Department of Insurance website.
You can check to see if your license has been issued at Georgia Office of Insurance Search.
#5: Complete Georgia’s Continuing Education and License Renewal Requirements
Georgia insurance agents must complete 24 hours of continuing education (CE) every two years. You cannot receive credit for any course more than once in a reporting period.
- Three hours must be in ethics/consumer protection.
Georgia agent licenses are renewed every two years on the last day of your birthday month. You can renew your license through Sircon.
Additional Information for Georgia Insurance Agents
Georgia Insurance License Lookup: https://oci.georgia.gov/insurance-resources/agent-individual-agency-company-search
Georgia Insurance Agent Licensing Fees
- All-Lines Training Exam Prep Course: $199
- Exam Fee: $63
- Licensing Fee: $100
- Processing Fee: $20
- Fingerprinting fee: $51.50
- Renewal Fee: $100
Georgia Agent License Reciprocity
Insurance agent and producer license reciprocity refers to a mutual agreement between states that says an agent holding a license in his or her home state can successfully apply for a license in another state without having to take that state’s exam or pre-licensing course.
As an insurance agent, you can apply for a reciprocal license in any other state as long as the license you are applying for covers the same lines of authority. So if you hold a Personal Lines license, for example, you will not qualify for a Property and Casualty Lines reciprocal license because P&C covers more lines of authority than your current license.
Your home state license needs to be in good standing, and you will need to apply for the license, pay the fees, and register the licenses with NIPR. But holding multiple licenses will allow you to sell insurance policies across state lines, increasing your customer base and your income.
Georgia Department of Insurance
Office of Commissioner of Insurance and Fire Safety Contact Information
Website: https://oci.georgia.gov/agents-agency-licensing
Mailing Address:
Georgia Office of Commissioner Insurance and Saftey Fire
2 Martin Luther King, Jr., Drive
West Tower, Suite 702
Atlanta, GA 30334
Phone: 800-274-8969
Email: pvgainsurance@pearson.com
If you have questions, don’t hesitate to contact us. We’re here to help.
