How to Become an Insurance Agent in Arkansas

To become an insurance agent in Arkansas, you will need to get your license. Our step-by-step guide offers detailed instructions for obtaining and maintaining your license. We’ve also included information on renewal and reciprocity so you’ll have everything you need to start an exciting new career in insurance. Keep reading to learn details on the following steps.

Take a state-approved Arkansas pre-licensing course
Register for and pass the state exam
Submit application and background check
Stay compliant and renew your license

Let’s get started!

#1: Meet the Basic Requirements for the Arkansas Insurance License

You must meet the following requirements to get your insurance license in Arkansas:

A natural person at least 18 years of age
A resident of the state

#2: Take an Approved Arkansas Insurance Pre-Licensing Course

The state requires you to complete an approved pre-licensing course before you can register and take the state insurance exam. Our Arkansas Insurance Pre-Licensing Course satisfies the mandatory pre-licensing requirement and will effectively prepare you to pass the state exam.

Every All-Lines course has been rigorously prepared and is regularly updated. Our online classroom allows you to print reference materials, take practice tests, and even create your own quizzes to help with subjects you are struggling with. Once you’re consistently making 90% on your practice tests and passing all the quizzes with flying colors…it’s exam time!

#3: Register for and Pass the Arkansas Insurance State Exam

When you’re ready to take the exam, register through PSI.

Detailed information on the exam and testing procedures is available in the PSI Candidate Handbook.
Make sure to bring your pre-licensing Certificate of Completion.

#4: Complete a Criminal Background Check

Insurance license candidates are required to complete a background check prior to licensing. Instructions are available through the Arkansas Insurance Department.

#5: Submit an Application for Your Arkansas Insurance License

Once you’ve passed your exam, you can apply for your license online through NIPR.

#5: Complete Arkansas’ Continuing Education and License Renewal Requirements

Resident insurance producers are required to complete 24 hours of continuing education (CE) every two years. You cannot repeat the same course within a compliance cycle and receive continuing education credit. Up to six excess credits will be applied to your next compliance cycle as general credits.

Three hours must be an Ethics course

Producer licenses are renewed on the last day of your birth month. You can renew your license through NIPR.

Additional Information for Arkansas Insurance Agents

Arkansas insurance licensing fees

All-Lines Arkansas Pre-Licensing Course: $179
Application Fee: $20
Exam Fee: $50
Background Check: $24
Renewal Fee: $90

Arkansas Insurance License Reciprocity

Insurance agent and producer license reciprocity refers to a mutual agreement between states that says an agent holding a license in his or her home state can successfully apply for a license in another state without having to take that state’s exam or pre-licensing course.

As an insurance agent, you can apply for a reciprocal license in any other state as long as the license you are applying for covers the same lines of authority. So if you hold a Personal Lines license, for example, you will not qualify for a Property and Casualty Lines reciprocal license.

Your home state license needs to be in good standing, and you will need to apply for the license, pay the fees, and register the licenses with NIPR. However, holding multiple licenses will allow you to sell insurance policies across state lines, increasing your customer base and your income.