Arizona Personal Lines Exam Prep Course Outline

Section 1: Introduction
Section 2: The Insurance Contract
  • What is Insurance?
  • Characteristics of Insurance Contracts
Section 3: Insurers, Hazards, and Risks
  • Types of Insurers
  • Hazards & Risks
  • Types of Hazards & Fraud
  • Risk Management
  • AZ Surplus Lines
  • Underwriting & Rating
  • Study Tips & Resources Reminder
Section 4: Cause, Loss, and Other Important Terms
  • Important Terms
  • Cause & Loss
Section 5: Insurance Claims
  • Interest, Subrogation, & Claims
  • Valuation, Deductibles, & Coinsurance
Section 6: Insurance Policy Provisions
  • Common Policy Provisions
Section 7: Agent Roles & Responsibilities
  • The Agent & Authority
  • What is an Agent?
Section 8: Homeowners & Dwelling Insurance
  • The Standard Fire Policy
  • The Homeowners Policy
  • The Dwelling Policy
  • AZ Homeowners Supplement
Section 9: Flood & Watercraft Insurance
  • Flood Insurance
  • Boatowners Coverage
Section 10: Personal Auto Insurance
  • Personal Auto Policy
  • AZ Personal Auto Laws
Section 11: Federal Terrorism Insurance
  • Federal Terrorism Insurance
Section 12: Insurance Regulation, Fraud, & Ethics
  • Fiduciary Duty & Ethics
  • AZ Unlawful and Unfair Practices
  • Insurance Fraud
  • Fraud & False Statements
  • AZ Insurance Rules and Regulations
  • AZ Residual Markets
Section 13: AZ Final Exam
  • Applying for your AZ producer license: Step-by-Step