Some students may be experiencing an issue with our online classroom that may disrupt course access and progress. We are working to resolve this issue as soon as possible.

Florida 4-40 Customer Rep License Course Outline

Insurance Terms and Related Concepts
  • Taking This Course
  • What is Insurance?
  • Characteristics of Insurance Contracts
  • Types of Insurers
  • Hazards and Risks
  • Risk Management
  • Important Terms
  • Types of Hazards and Fraud
  • Cause and Loss
  • Interest, Subrogation, and Claims
  • Valuation, Deductibles, and Coinsurance
  • Liability Insurance and Policy Limits
  • Liability and Law
Authority, FLDFS, and Policy Provisions
  • The Agent and Authority
  • What is a Customer Representative?
  • Florida Department of Financial Services
  • Common Policy Provisions
Personal Lines
  • Homeowners
  • Homeowners Supplement – Wind Mitigation
  • Dwelling Insurance Basics
  • Personal Auto Insurance Basics
  • Farm
Commercial Lines
  • Commercial Property
  • Commercial General Liability
  • Professional Liability
  • Surety and Fidelity Coverages
  • Commercial Package Policies
  • Commercial Auto
  • Commercial Crime
  • Boiler and Machinery
Other Coverages
  • Flood Insurance
  • Mechanical Breakdown
  • Umbrella and Excess Liability
  • Marine Insurance Preface
  • Ocean Marine Insurance
  • Inland Marine Insurance
  • Workers’ Compensation
  • Health Insurance
  • Accident and Health Supplement
  • Florida Residual Markets
Insurance Regulation
  • Fiduciary Duty and Ethics
  • Unlawful and Unfair Practices
  • Florida Insurance Rules & Regulations
  • Fraud