Missouri Property & Casualty Insurance Exam Prep Course Outline

Section 1: Introduction
Section 2: The Insurance Contract
  • What is Insurance?
  • Characteristics of Insurance Contracts
Section 3: Insurers, Hazards, and Risks
  • Types of Insurers
  • Hazards & Risks
  • Types of Hazards & Fraud
  • Risk Management
  • Underwriting & Rating
Section 4: Cause, Loss, and Other Important Terms
  • Important Terms
  • Cause & Loss
Section 5: Insurance Claims
  • Interest, Subrogation & Claims
  • Valuation, Deductibles, & Coinsurance
Section 6: Basics of Liability Insurance
  • Liability Insurance & Policy Limits
  • Liability & Law
Section 7: Insurance Policy Provisions
  • Common Policy Provisions
Section 8: Agent Roles & Responsibilities
  • The Agent & Authority
  • What is an Agent?
Section 9: Homeowners & Dwelling Insurance
  • The Standard Fire Policy
  • The Homeowners Policy
  • The Dwelling Policy
  • MO Homeowners Insurance Laws
Section 10: Flood & Watercraft Insurance
  • Flood Insurance
  • Boatowners Coverage
Section 11: Personal Auto Insurance
  • Personal Auto Policy
  • MO Personal Auto Laws
Section 12: Commercial Property & Equipment Breakdown
  • Commercial Property
  • Equipment Breakdown
Section 13: Commercial Liability
  • Commercial General Liability
  • Specialty Liability
  • Umbrella & Excess Liability
Section 14: Commercial Auto
  • Commercial Auto Insurance
Section 15: Crime, Surety, & Fidelity Bonds
  • Surety Bonds & Fidelity Coverages
  • Commercial & Government Crime
Section 16: Marine Insurance
  • Marine Insurance Preface
  • Inland Marine Insurance
Section 17: Other Commercial Policies
  • Farm Insurance
  • Federal Terrorism Insurance
Section 18: Commercial Package Policies
  • Commercial Package Policies
  • MO Commercial Policies Laws
Section 19: Business Owners Policy
  • Business Owners Policy
Section 20: Workers’ Compensation
  • Workers’ Compensation
  • MO Workers’ Compensation
Section 21: Insurance Fraud & Ethics
  • Fiduciary Duty & Ethics
  • Insurance Fraud
  • Fraud & False Statements
Section 22: Insurance Regulation
  • MO Unlawful Practices and Consumer Privacy Laws
  • MO Licensing and Regulations
  • MO Residual Markets
Section 23: MO P&C Practice Exam
Section 24: Applying for your producer license: Step-by-Step