Ohio Casualty Insurance Producer Course Outline

Section 1: Introduction
Section 2: The Insurance Contract
  • What is Insurance?
  • Characteristics of Insurance Contracts
Section 3: Insurers, Hazards, and Risks
  • Types of Insurers
  • Surplus Lines
  • Hazards & Risks
  • Types of Hazards & Fraud
  • Risk Management
  • Underwriting & Rating
Section 4: Important Terms
  • Important Terms
Section 5: Insurance Claims
  • Interest, Subrogation, & Claims
  • Valuation, Deductibles, & Coinsurance
Section 6: Basics of Liability Insurance
  • Liability Insurance & Policy Limits
  • Liability & Law
Section 7: Insurance Policy Provisions
Common Policy Provisions
Section 8: Agent Roles & Responsibilities
  • The Agent & Authority
  • What is an Agent
Section 9: Homeowners Insurance
  • The Homeowners Policy
Section 10: Watercraft Insurance
  • Boatowners Coverage
Section 11: Personal Auto Insurance
  • Personal Auto Policy
Section 12: Commercial Liability
  • Commercial General Liability
  • Specialty Liability
  • Umbrella & Excess Liability
Section 13: Commercial Auto
  • Commercial Auto Insurance
Section 14: Crime, Surety, & Fidelity Bonds
  • Surety Bonds & Fidelity Coverages
  • Commercial & Government Crime
Section 15: Marine Insurance
  • Marine Insurance Preface
  • Ocean Marine Insurance
Section 16: Commercial Package Policies
  • Commercial Package Policies
Section 17: Business Owners’ Policy
  • Business Owners’ Policy
Section 18: Other Commercial Policies
  • Aviation Insurance
  • Farm Insurance
  • Federal Terrorism Insurance
Section 19: Workers’ Compensation
  • Workers’ Compensation
Section 20: Ethics & Insurance Regulation
  • Unlawful Practices and Consumer Privacy Laws
  • Fraud & False Statements
  • Licensing and Regulations
  • Residual Markets
Section 21: OH Practice Exam
Section 22: OH Final Exam
Section 24: Applying for your producer license: Step-by-Step