Ohio Personal Lines Insurance Producer Course Outline

Section 1: Introduction
Section 2: The Insurance Contract
  • What is Insurance?
  • Characteristics of Insurance Contracts
Section 3: Insurers, Hazards, and Risks
  • Types of Insurers
  • Hazards & Risks
  • Types of Hazards & Fraud
  • Risk Management
  • Underwriting & Rating
Section 4: Cause, Loss, and Other Important Terms
  • Important Terms
  • Cause & Loss
Section 5: Insurance Claims
  • Interest, Subrogation, & Claims
  • Valuation, Deductibles, & Coinsurance
Section 6: Basic Types of Construction
  • Basic Types of Construction
Section 7: Basics of Liability Insurance
  • Liability Insurance & Policy Limits
  • Liability & Law
Section 8: Insurance Policy Provisions
  • Common Policy Provisions
Section 9: Agent Roles & Responsibilities
  • The Agent & Authority
  • What is an Agent
Section 10: Homeowners & Dwelling Insurance
  • The Standard Fire Policy
  • The Homeowners Policy
  • The Dwelling Policy
Section 11: Flood & Watercraft Insurance
  • Flood Insurance
  • Boatowners Coverage
Section 12: Personal Auto Insurance
  • Personal Auto Policy
Section 13: Umbrella & Excess Liability
  • Umbrella & Excess Liability
Section 14: Federal Terrorism Insurance
  • Federal Terrorism Insurance
Section 15: Ethics & Insurance Regulation
  • OH Unlawful Practices and Consumer Privacy Laws
  • Fraud & False Statements
  • OH Licensing and Regulations
  • Residual Markets
Section 16: OH Practice Exam
Section 17: OH Final Exam
Applying for your producer license: Step-by-Step