Ohio Property Insurance Producer Course Outline

Section 1: Introduction

Section 2: The Insurance Contract

What is Insurance?

Characteristics of Insurance Contracts

Section 3: Insurers, Hazards, and Risks

Types of Insurers

Hazards & Risks

Types of Hazards & Fraud

Risk Management

Underwriting & Rating

Section 4: Cause, Loss, and Other Important Terms

Important Terms

Cause & Loss

Section 5: Insurance Claims

Interest, Subrogation, & Claims

Valuation, Deductibles, & Coinsurance

Section 6: Basic Types of Construction

Basic Types of Construction

Section 7: Basics of Liability Insurance

Liability Insurance & Policy Limits

Liability & Law

Section 8: Insurance Policy Provisions

Common Policy Provisions

Section 9: Agent Roles & Responsibilities

The Agent & Authority

What is an Agent

Section 10: Homeowners & Dwelling Insurance

The Standard Fire Policy

The Homeowners Policy

The Dwelling Policy

Section 11: Flood & Watercraft Insurance

Flood Insurance

Boatowners Coverage

Section 12: Commercial Property & Equipment Breakdown

Commercial Property

Equipment Breakdown

Section 13: Marine Insurance

Marine Insurance Preface

Ocean Marine Insurance

Inland Marine Insurance

Section 14: Commercial Package Policies

Commercial Package Policies

Section 15: Business Owners’ Policy

Business Owners’ Policy

Section 16: Other Commercial Policies

Aviation Insurance

Farm Insurance

Federal Terrorism Insurance

Section 17: Insurance Regulation

Unlawful Practices and Consumer Privacy Laws

Fraud & False Statements

Licensing and Regulations

Residual Markets

Section 18: OH Practice Exam

Section 19: OH Final Exam

Applying for your producer license: Step-by-Step