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To become an insurance agent and sell insurance in Arizona, you need to get licensed. Our step-by-step guide offers detailed instructions for obtaining and maintaining your license. We’ve also included information on renewal and reciprocity so you’ll have everything you need to start an exciting new career as an insurance producer. Keep reading to learn details on the following steps.
  1. Prepare for the Arizona state insurance exam
  2. Register for and pass the state exam
  3. Submit application and background check
  4. Stay compliant and renew your license
Let’s get started!

#1: Prepare for the Arizona Insurance Agent License State Exam

While the state doesn’t require a pre-licensing course, we highly recommend you take an All-Lines Training Arizona Insurance Exam Prep Course so you’ll be fully prepared to ace the state exam. You have two options when it comes to insurance licenses in Arizona: Property and Casualty or Peronsal Lines. We always recommend getting a Property & Casualty license because it covers more lines of authority, giving you more options to sell. Every All-Lines course has been rigorously prepared and is regularly updated. Our online classroom allows you to print reference materials, take practice tests, and even create your own quizzes to help with subjects you are struggling with. Once you’re consistently making 90% on your practice tests and passing all the quizzes with flying colors…it’s exam time!

#2: Register for and Pass the Arizona Insurance State Exam

When you’re ready to take the exam, register through PSI. Make sure you register for the exam that corresponds to your exam prep course.

#3: Submit Fingerprints and Application for Your Arizona Agent License

Prior to submitting your license application, Arizona requires all insurance candidates to submit their fingerprints for a background check. Get a fingerprint background check through the Arizona Department of Public Safety Public Service Portal. Use code INS-055.A to get the correct form. After payment has been made you will receive a “Reference Number” that will begin with the letter A followed by numeric digits.  Retain this number as it will be needed two additional times in your licensing application process. Once your background check is complete, apply for your license online through either Sircon or the National Insurance Producer Registry. Make sure you are applying for the insurance license you tested for.

#4: Complete Arizona’s Insurance Continuing Education and License Renewal Requirements

Arizona insurance agents are required to complete 48 hours of continuing education (CE) every four years. You cannot receive credit for any course more than once in a reporting period. Excess credits will not be applied to your next compliance cycle.
  • Six hours must be in ethics/consumer protection.
Arizona agent licenses are renewed every two years on the last day of your birthday month. You can renew your license through National Insurance Producer Registry

Additional Information for Arizona Insurance Agents

Arizona Insurance License Lookup: https://difi.az.gov/license-search
Arizona Insurance Agent Licensing Fees
  • All-Lines Training Exam Prep Course: $179
  • Application Fee: $120
  • Exam Fee: $38/$49
  • Fingerprinting Fee: $30.25
  • Renewal Fee: $120
Arizona Insurance Agent License Reciprocity Insurance agent and producer license reciprocity refers to a mutual agreement between states that says a producer holding a license in his or her home state can successfully apply for a license in another state without having to take that state’s exam or pre-licensing course. As an insurance producer, you can apply for a reciprocal license in any other state as long as the license you are applying for covers the same lines of authority. So if you hold a Personal Lines license, for example, you will not qualify for a General Lines reciprocal license. Your home state license needs to be in good standing, and you will need to apply for the license, pay the fees, and register the licenses with NIPR. But holding multiple licenses will allow you to sell insurance policies across state lines, increasing your customer base and your income. Arizona Department of Insurance and Financial Institutions Contact Information Website: https://difi.az.gov/producers/producer-agentbroker Mailing Address:  Arizona Department of Insurance and Financial Institutions 100 North 15th Ave, Suite 261 Phoenix, AZ 85007 Phone: (602) 364-3100 Email: licensing@azinsurance.gov
If you have questions, don’t hesitate to contact us. We’re here to help.

Start your Arizona insurance course today!