Get Maine insurance license

To become an insurance agent and sell insurance in Maine, you need to get licensed. Our step-by-step guide offers detailed instructions for obtaining and maintaining your license. We’ve also included information on renewal and reciprocity so you’ll have everything you need to start an exciting new career as an insurance producer. Keep reading to learn details on the following steps.

  1. Prepare for the Maine state insurance exam
  2. Register for and pass the state exam
  3. Submit application and background check
  4. Stay compliant and renew your license

Let’s get started

#1: Prepare for the Maine Insurance License State Exam

While the state doesn’t require a pre-licensing course, we highly recommend you take an All-Lines Training Maine Insurance Exam Prep Course so you’ll be fully prepared to ace the state exam. You have multiple options when it comes to insurance licenses in Maine: Property & Casualty, Property only, Casualty only, or Personal Lines. We always recommend getting a Property & Casualty because it covers more lines of authority, giving you more options to sell.

Every All-Lines course has been rigorously prepared and is regularly updated. Our online classroom allows you to print reference materials, take practice tests, and even create your own quizzes to help with subjects you are struggling with. Once you’re consistently making 90% on your practice tests and passing all the quizzes with flying colors…it’s exam time!

#2: Register for and Pass the Maine Insurance State Exam

 When you’re ready to take the exam, register through PearsonVUE. Make sure you register for the exam that corresponds to your exam prep course.

Detailed information on PearsonVUE’s testing policies, procedures, and scoring methods are available in the Maine Insurance Candidate Handbook.

#4: Submit an Application for Your Maine Insurance License

After passing your exam, submit your license application through NIPR.

#5: Complete the Maine Continuing Education and License Renewal Requirements 

Resident insurance producers are required to complete 24 hours of continuing education (CE) every two years. You cannot repeat the same course within a compliance cycle and receive continuing education credit. Excess credits will not be applied to your next compliance cycle.

  • Three hours must be an Ethics course

Producer licenses are renewed on the last day of your birth month every odd or even year depending on if you were born in an odd or even year.

You can renew your license through NIPR.

Additional Information for Maine Insurance Professionals

Maine Insurance Licensing Fees

  • All-Lines Maine Exam Prep Course: $179
  • Application Fee: $25
  • Exam Fee: $55/$80
  • Renewal Fee: $0

Maine Insurance License Reciprocity

Insurance agent and producer license reciprocity refers to a mutual agreement between states that says a producer holding a license in his or her home state can successfully apply for a license in another state without having to take that state’s exam or pre-licensing course.

As an insurance producer, you can apply for a reciprocal license in any other state as long as the license you are applying for covers the same lines of authority. So, if you hold a Personal Lines license, for example, you will not qualify for a General Lines reciprocal license.

Your home state license needs to be in good standing, and you will need to apply for the license, pay the fees, and register the licenses with NIPR. But holding multiple licenses will allow you to sell insurance policies across state lines, increasing your customer base and your income.

Maine Department of Insurance Contact Information

Website: https://www.maine.gov/pfr/insurance/licensees/individuals-business-entities/producers

Mailing Address: 

Department of Professional & Financial Regulation

Bureau of Insurance

#34 State House Station

Augusta, ME 04333-0034

Phone: 207-624-8475

EmailInsurance.PFR@maine.gov