To become an insurance agent and sell insurance in Mississippi, you need to get licensed. Our step-by-step guide offers detailed instructions for obtaining and maintaining your license. We’ve also included information on renewal and reciprocity so you’ll have everything you need to start an exciting new career as an insurance agent. Keep reading to learn details on the following steps.
- Complete the Mississippi pre-licensing requirement
- Register for and pass the state exam
- Submit the Citizen Affidavit form
- Submit application and background check
- Stay compliant and renew your license
Let’s get started!
#1: Take an Approved Mississippi Insurance Pre-licensing Course
The state requires you to complete an approved pre-licensing course before you can register and take the state adjuster exam. Our Mississippi Insurance Pre-Licensing Courses satisfy the mandatory pre-licensing requirement and will effectively prepare you to pass the state agent exam.
You have two options regarding insurance licenses in Mississippi since all other lines are contained within these two: Property and Casualty Lines or Personal Lines. You can get just a Property Lines license or just a Personal Lines license, but we always recommend getting a Property & Casualty Lines license because it covers more lines of authority, including Personal Lines, giving you more options to sell.
Every All-Lines course has been rigorously prepared and is regularly updated. Our online classroom allows you to print reference materials, take practice tests, and even create your own quizzes to help with subjects you are struggling with. Once you’re consistently making 90% on your practice tests and passing all the quizzes with flying colors…it’s exam time!
#2: Register for and Pass the Mississippi Insurance Exam
When you’re ready to take the exam, register through Pearson VUE. Make sure you register for the exam that corresponds to your pre-licensing course.
- Detailed information on Pearson VUE’s testing policies, procedures, and scoring methods are available in the Candidate Handbook
#3: Submit the Application for Your Mississippi Agent License
Next you’ll need to submit your license application. You may apply for your license online through either Sircon or the National Insurance Producer Registry. Make sure you are applying for the insurance license you tested for.
You can check to see if your license has been issued on the Mississippi Insurance Department website.
#4: Complete Mississippi’s Continuing Education and License Renewal Requirements
Mississippi insurance agents must complete 24 hours of continuing education (CE) every two years. You cannot receive credit for any course more than once in a reporting period.
- Three hours must be in Ethics.
Mississippi agent licenses are renewed every two years on the last day of your birthday month. You can renew your license through Sircon or NIPR.
Additional Information for Mississippi Insurance Agents
Insurance License Lookup: https://www.mid.ms.gov/mississippi-insurance-department/licensing-search/individual-and-entity-licensing-search/
Mississippi Insurance Agent Licensing Fees
- All-Lines Training Pre-Licensing Course: $199
- Exam Fee: $52
- Licensing Fee: $100
- Renewal Fee: $100
Mississippi Agent License Reciprocity
Insurance agent and producer license reciprocity refers to a mutual agreement between states that says an agent holding a license in his or her home state can successfully apply for a license in another state without having to take that state’s exam or pre-licensing course.
As an insurance agent, you can apply for a reciprocal license in any other state as long as the license you are applying for covers the same lines of authority. So if you hold a Personal Lines license, for example, you will not qualify for a Property and Casualty Lines reciprocal license because P&C covers more lines of authority than your current license.
Your home state license needs to be in good standing, and you will need to apply for the license, pay the fees, and register the licenses with NIPR. But holding multiple licenses will allow you to sell insurance policies across state lines, increasing your customer base and your income.
Mississippi Department of Insurance
Website: https://www.mid.ms.gov/mississippi-insurance-department/licensing/producer-individual-licensing/
Mailing Address:
Mississippi Insurance Department
P.O. Box 79
Jackson, MS 39205
Phone: 601-359-3582
Email: licensing@mid.ms.gov
If you have questions, don’t hesitate to contact us. We’re here to help.
