To become an insurance agent and sell insurance in New Hampshire, you need to get licensed. Our step-by-step guide offers detailed instructions for obtaining and maintaining your license. We’ve also included information on renewal and reciprocity so you’ll have everything you need to start an exciting new career as an insurance producer. Keep reading to learn details on the following steps.
- Prepare for the New Hampshire state insurance exam
- Register for and pass the state exam
- Submit application and background check
- Stay compliant and renew your license
Let’s get started
#1: Prepare for the New Hampshire Insurance License State Exam
While the state doesn’t require a pre-licensing course, we highly recommend you take an All-Lines Training New Hampshire Insurance Exam Prep Course so you’ll be fully prepared to ace the state exam. You have multiple options when it comes to insurance licenses in New Hampshire: Property & Casualty, Property only, Casualty only, or Personal Lines. We always recommend getting a Property & Casualty because it covers more lines of authority, giving you more options to sell.
Every All-Lines course has been rigorously prepared and is regularly updated. Our online classroom allows you to print reference materials, take practice tests, and even create your own quizzes to help with subjects you are struggling with. Once you’re consistently making 90% on your practice tests and passing all the quizzes with flying colors…it’s exam time!
#2: Register for and Pass the New Hampshire Insurance State Exam
When you’re ready to take the exam, register through Prometric. Make sure you register for the exam that corresponds to your exam prep course.
Detailed information on Prometric’s testing policies, procedures, and scoring methods is available in the New Hampshire Insurance Licensing Bulletin.
#4: Submit an Application for Your New Hampshire Insurance License
After passing your exam, submit your license application through NIPR.
#5: Complete the New Hampshire Continuing Education and License Renewal Requirements
Resident insurance producers are required to complete 24 hours of continuing education (CE) every two years. Credits earned above the required 24 hours may be carried forward to the next renewal term. The Resident insurance producers are required to complete 24 hours of continuing education (CE) every two years. You cannot repeat the same course within a compliance cycle and receive continuing education credit. Excess credits will not be applied to your next compliance cycle.
- Three hours must be an Ethics course
- One-time requirement: all producers must complete an initial flood course approved by NHID within one year of receiving their license. The flood insurance training is mandatory even if the producer does not place flood insurance. Only courses listed on the department’s list of approved continuing education courses identified with the prefix “FEMA” satisfy this requirement. All-Lines “FEMA: Diving into FEMA & Flood” course meets this requirement.
Producer licenses are renewed on the last day of your birth month. You can renew your license through NIPR.
Additional Information for New Hampshire Insurance Professionals
Insurance License Lookup: https://www.statebasedsystems.com/solar/index.html
New Hampshire Insurance Licensing Fees
- All Lines Exam Prep Course: $179
- Application Fee: $210
- Exam Fee: $50/$65
- Renewal Fee: $150
New Hampshire Insurance License Reciprocity
Insurance agent and producer license reciprocity refers to a mutual agreement between states that says a producer holding a license in his or her home state can successfully apply for a license in another state without having to take that state’s exam or pre-licensing course.
As an insurance producer, you can apply for a reciprocal license in any other state as long as the license you are applying for covers the same lines of authority. So if you hold a Personal Lines license, for example, you will not qualify for a General Lines reciprocal license.
Your home state license needs to be in good standing, and you will need to apply for the license, pay the fees, and register the licenses with NIPR. But holding multiple licenses will allow you to sell insurance policies across state lines, increasing your customer base and your income.
New Hampshire Department of Insurance Contact Information
Website: https://www.insurance.nh.gov/
Mailing Address:
New Hampshire Insurance Department
21 South Fruit Street, Suite 14
Concord, NH 03301
Phone: (603) 271-0203
Email: producerquestions@ins.nh.gov
