To become an insurance agent and sell insurance in Tennessee, you need to get licensed. Our step-by-step guide offers detailed instructions for obtaining and maintaining your license. We’ve also included information on renewal and reciprocity so you’ll have everything you need to start an exciting new career as an insurance producer. Keep reading to learn details on the following steps.

  1. Prepare for the Tennessee state insurance exam
  2. Register for and pass the state exam
  3. Submit application and background check
  4. Stay compliant and renew your license

Let’s get started!

#1: Prepare for the Tennessee Insurance Agent License State Exam

While the state doesn’t require a pre-licensing course, we highly recommend you take an All-Lines Training Tennessee Insurance Exam Prep Course so you’ll be fully prepared to ace the state exam.

Every All-Lines course has been rigorously prepared and is regularly updated. Our online classroom allows you to print reference materials, take practice tests, and even create your own quizzes to help with subjects you are struggling with. Once you’re consistently making 90% on your practice tests and passing all the quizzes with flying colors…it’s exam time!

#2: Register for and Pass the Tennessee Insurance State Exam

When you’re ready to take the exam, register through PearsonVue. Make sure you register for the exam that corresponds to your exam prep course.

  • Detailed information on PearsonVue’s testing policies, procedures, and scoring methods are available in the Candidate Handbook
  • TN Insurance Producer – ORI # TN920680Z (Transaction Type – IP)


#3: Submit Fingerprints and Application for Your Tennessee Agent License

Prior to submitting your license application, Tennessee requires all insurance candidates to submit their fingerprints for a background check.

Get a fingerprint background check through Identogo. More details can be found on the Tennessee website.

Once your background check is complete, apply for your license online through NIPR. Make sure you are applying for the insurance license you tested for.

#4: Complete Tennessee’s Insurance Continuing Education and License Renewal Requirements

Tennessee insurance agents are required to complete 24 hours of continuing education (CE) every two years. You cannot receive credit for any course more than once in a reporting period. Excess credits will not be applied to your next compliance cycle.

  • Three hours must be in ethics.

Tennessee agent licenses are renewed every two years on the last day of your birthday month.

You can renew your license through NIPR.

Additional Information for Tennessee Insurance Agents

Tennessee Insurance License Lookup:

Tennessee Insurance Agent Licensing Fees

  • All-Lines Training Exam Prep Course: $179
  • Application Fee: $50
  • Exam Fee: $59
  • Fingerprinting Fee: $37.15
  • Renewal Fee: $60


Tennessee Agent License Reciprocity

Insurance agent and producer license reciprocity refers to a mutual agreement between states that says a producer holding a license in his or her home state can successfully apply for a license in another state without having to take that state’s exam or pre-licensing course.

As an insurance producer, you can apply for a reciprocal license in any other state as long as the license you are applying for covers the same lines of authority. So if you hold a Personal Lines license, for example, you will not qualify for a General Lines reciprocal license.

Your home state license needs to be in good standing, and you will need to apply for the license, pay the fees, and register the licenses with NIPR. But holding multiple licenses will allow you to sell insurance policies across state lines, increasing your customer base and your income.


Tennessee Department of Commerce and Insurance Contact Information



Mailing Address: 

Tennessee Department of Commerce & Insurance

500 James Robertson Parkway Davy Crockett Tower

Nashville, Tennessee 37243-0565  


Phone: (615) 741-2693

Email[email protected]

If you have questions, don’t hesitate to contact us. We’re here to help.

Start your Tennessee Insurance Course Today!