To become an insurance agent and sell insurance in Utah, you need to get licensed. Our step-by-step guide offers detailed instructions for obtaining and maintaining your license. We’ve also included information on renewal and reciprocity so you’ll have everything you need to start an exciting new career as an insurance producer. Keep reading to learn details on the following steps.
- Prepare for the Utah state insurance exam
- Register for and pass the state exam
- Submit application and background check
- Stay compliant and renew your license
Let’s get started!
#1: Prepare for the Utah Insurance Agent License State Exam
While the state doesn’t require a pre-licensing course, we highly recommend you take an All-Lines Training Utah Insurance Exam Prep Course so you’ll be fully prepared to ace the state exam.
There are many different license options for Utah agents. We recommend the Utah Property & Casualty insurance license since it covers the most lines of authority.
Every All-Lines course has been rigorously prepared and is regularly updated. Our online classroom allows you to print reference materials, take practice tests, and even create your own quizzes to help with subjects you are struggling with. Once you’re consistently making 90% on your practice tests and passing all the quizzes with flying colors…it’s exam time!
#2: Register for and Pass the Utah Insurance State Exam
When you’re ready to take the exam, register through Prometric. Make sure you register for the exam that corresponds to your exam prep course.
- Detailed information on Prometric’s testing policies, procedures, and scoring methods are available in the Candidate Handbook.
#3: Submit Fingerprints and Application for Your Utah Agent License
After passing the examination, you can apply online using a kiosk located at the Prometric test center. The license application will include a $28.25 fingerprint fee, which must be paid by credit card during the online application process. Make sure you are applying for the insurance license you tested for. Upon completing the online application, the applicant must print the Sircon or NIPR confirmation page and show it as proof they have paid the fingerprint fees.
You can also apply for the licenses at home using Sircon or NIPR.
After applying for a license online, the applicant will pay the $6 Prometric fingerprint processing fee online or by calling 888-226-8740 and have their fingerprints taken at the Prometric test center.
You can schedule an appointment for a fingerprint background check through Prometric. If you want Prometric to scan your fingerprints immediately after you pass your exam, you must register for the fingerprinting processing service. We recommend not scheduling your fingerprint appointment until you have passed your licensing exam. You will not be fingerprinted if you do not pass your exam.
If you choose to get fingerprinted on a different day than the day you took the exam, make sure you bring the SIRCON or NIPR application confirmation page as well as your passing score report when you return.
More details can be found on the Utah website.
#4: Complete Utah’s Insurance Continuing Education and License Renewal Requirements
Utah insurance agents are required to complete 24 hours of continuing education (CE) every two years. You cannot receive credit for any course more than once in a reporting period. Excess credits will not be applied to your next compliance cycle.
- Three hours must be in ethics.
Utah agent licenses renew on the last day of the birth month.
You can renew your license through Sircon or NIPR.
Additional Information for Utah Insurance Agents
Insurance License Lookup: https://insurance.utah.gov/licensee-search/
Utah Insurance Agent Licensing Fees
- All-Lines Training Exam Prep Course: $179
- Application Fee: $75
- Exam Fee: $32
- Fingerprinting Fee: $34.25
- Renewal Fee: $75
Utah Agent License Reciprocity
Insurance agent and producer license reciprocity refers to a mutual agreement between states that says a producer holding a license in his or her home state can successfully apply for a license in another state without having to take that state’s exam or pre-licensing course.
As an insurance producer, you can apply for a reciprocal license in any other state as long as the license you are applying for covers the same lines of authority. So if you hold a Personal Lines license, for example, you will not qualify for a General Lines reciprocal license.
Your home state license needs to be in good standing, and you will need to apply for the license, pay the fees, and register the licenses with NIPR. But holding multiple licenses will allow you to sell insurance policies across state lines, increasing your customer base and your income.
The Utah Department of Insurance Contact Information
Website: https://insurance.utah.gov/licensees/producers/
Mailing Address:
Utah Insurance Department
4315 S. 2700 W.
Suite 2300
Taylorsville, UT 84129
Phone: (801) 957-9240
Email: licensing.uid@utah.gov
If you have questions, don’t hesitate to contact us. We’re here to help.
