To become an insurance agent and sell insurance in South Carolina, you need to get licensed. Our step-by-step guide offers detailed instructions for obtaining and maintaining your license. We’ve also included information on renewal and reciprocity so you’ll have everything you need to start an exciting new career as an insurance agent. Keep reading to learn details on the following steps.

  1. Prepare for the South Carolina state insurance exam
  2. Register for and pass the state exam
  3. Submit the Citizen Affidavit form
  4. Submit application and background check
  5. Stay compliant and renew your license

Let’s get started!

#1: Prepare for the South Carolina Insurance Agent License State Exam

While the state doesn’t require a pre-licensing course, we highly recommend you take an All-Lines Training South Carolina Insurance Exam Prep Course so you’ll be fully prepared to ace the state exam.

There are many different license options for South Carolina agents. We recommend the South Carolina Property, Casualty, Surety, and Marine insurance license since it covers the most lines of authority. 

Every All-Lines course has been rigorously prepared and is regularly updated. Our online classroom allows you to print reference materials, take practice tests, and even create your own quizzes to help with subjects you are struggling with. Once you’re consistently making 90% on your practice tests and passing all the quizzes with flying colors…it’s exam time!

#2: Register for and Pass the South Carolina Insurance Exam

When you’re ready to take the exam, register through PearsonVUE. Make sure you register for the exam that corresponds to your exam prep course.

  • Detailed information on Pearson VUE’s testing policies, procedures, and scoring methods are available in the Candidate Handbook.


#3: Submit Application and Fingerprints for Your South Carolina Agent License

You may apply for your license online through the National Insurance Producer Registry. Make sure you are applying for the insurance license you tested for.

Get a fingerprint background check from IdentoGo

    • Select “SC920124Z-DOI Producer Licensing/Renewal”
    • Email the fingerprint receipt to or fax it to (803) 737-6100

You can find step-by-step instructions on the South Carolina Department of Insurance website.

#4: Complete South Carolina’s Insurance Continuing Education and License Renewal Requirements

South Carolina insurance agents must complete 24 hours of continuing education (CE) every two years. You cannot receive credit for any course more than once in a reporting period. Up to 18 hours of excess credits will be applied to your next compliance cycle.

  • Three hours must be an Ethics course
  • Eight hours must be in each line of authority


South Carolina agent licenses are renewed every two years on the last day of your birthday month. You can renew your license through NIPR.

Additional Information for South Carolina Insurance Agents

South Carolina Insurance License Lookup:

South Carolina Insurance Agent Licensing Fees

  • All-Lines Training Exam Prep Course: $179
  • Application Fee: $25
  • Exam Fee: $45
  • Fingerprinting Fee: $51.75
  • Renewal Fee: $25

South Carolina Insurance Agent License Reciprocity

Insurance agent and producer license reciprocity refers to a mutual agreement between states that says an agent holding a license in his or her home state can successfully apply for a license in another state without having to take that state’s exam or pre-licensing course.

As an insurance agent, you can apply for a reciprocal license in any other state as long as the license you are applying for covers the same lines of authority. So if you hold a Personal Lines license, for example, you will not qualify for a Property and Casualty Lines reciprocal license because P&C covers more lines of authority than your current license.

Your home state license needs to be in good standing, and you will need to apply for the license, pay the fees, and register the licenses with NIPR. But holding multiple licenses will allow you to sell insurance policies across state lines, increasing your customer base and your income.  

South Carolina Department of Insurance  Contact Information


Mailing Address: 

South Carolina Department of Insurance (SCDOI)

P.O. Box 100105

Columbia, SC 29202-3105

Phone: 803-737-6095

If you have questions, don’t hesitate to contact us. We’re here to help.

Start Your South Carolina Insurance Course Today!