Certified Insurance Representative (CIR) Designation FAQ:

What is the 4-40 license?

The 4-40 Florida Customer Representative license is required to become a legal FL Customer Representative, defined as "a salaried employee of the general lines (property and casualty) agent or agency. The customer representative transacts insurance under the supervision of a licensed and appointed general lines agent.

What are the requirements for obtaining a Florida 4-40 license?

• Complete an online application for License and submit appropriate fees. Apply for license
• Be a natural person at least 18 years of age.
• Be a resident of the state of Florida.
• Be a US Citizen or legal alien who possesses a work authorization from the US Immigration and Naturalization Services.
• Be fingerprinted at one of the Department's fingerprint sites. Fingerprint locations and additional information
• If licensed in another state within three years, provide a Letter of Clearance
• Requirements for applicants with prior criminal history (click here)
• Complete the State Exam (and all pre-exam requirements) or obtain an approved designation such as NACCIA's Certified Insurance Representative.

How does the CIR Designation work relative to the 4-40?

Florida Statute 626.221(j) identifies several professional designations that exempt those that hold the designation from having to take the 4-40 state exam or other coursework prior to licensure. One such designation is the Certified Insurance Designation (CIR) offered by All-Lines Training through NACCIA.

Effectively, the CIR Designation represents the safest, easiest, and most cost effective way to get a Florida 4-40 license by allowing you to sidestep the state exam and its multitude of requirements.

Can I obtain the CIR Designation online?

Yes, our 100% online, self-paced Certified Insurance Representative Designation satisfies all educational and examination requirements for you to immediately obtain your 4-40 Florida Customer Representative license.